PM-KISAN: Overview
- Launched: February 2019 (retrospective from Dec 1, 2018)
- Ministry: Ministry of Agriculture and Farmers’ Welfare
- Type: Central Sector Scheme (100% funded by Central Government)
- Aim: To provide income support to small and marginal farmers.
PM-KISAN
Key Features
| Feature | Details |
|---|---|
| Beneficiaries | All landholding farmers’ families (initially only SMFs – Small & Marginal Farmers) |
| Benefit | ₹6,000/year per family in 3 equal installments (₹2,000 each) |
| Disbursement Mode | Direct Benefit Transfer (DBT) |
| Definition of Family | Husband, wife, and minor children |
| Exclusions | Institutional landholders, retired officials, professionals (doctors, engineers, etc.), income taxpayers |
Eligibility Criteria
- Land-owning farmers (cultivable land recorded in state land records)
- Aadhaar-seeded bank accounts
- Exclusions: Higher income bracket and institutional landowners
️ Implementation Mechanism
- Beneficiary list prepared by State/UT governments
- Payments through Public Financial Management System (PFMS)
- Regular verification & grievance redressal system through PM-KISAN portal
Progress & Impact (Data till 2025)
- Over 12 crore farmers enrolled
- ₹2.80 lakh crore disbursed so far
- Integrated with PM-KISAN Mobile App, Kisan Credit Card (KCC) drives
Significance
- Income Support: Helps farmers meet agricultural and domestic needs.
- Boosts Rural Economy: Acts as a cushion during crop failures and price drops.
- Promotes Financial Inclusion: Through DBT & Aadhaar linkage.
Challenges
- Exclusion/inclusion errors due to land record issues.
- Beneficiary duplication in some states.
- Non-updation of land records affects eligibility.
UPSC Prelims Points
- Central Sector Scheme
- Implemented via DBT
- ₹6,000 in 3 installments
- Ministry of Agriculture & Farmers’ Welfare
️ Mains (GS Paper 3) – Answer Writing Points
Intro: Brief on the scheme’s intent and structure
Body:
- Achievements: Financial support, wide coverage
- Challenges: Land record issues, exclusion of tenants
- Suggestions: Land reforms, use of tech for targeting, grievance redressal
Conclusion: A progressive step towards farmer welfare, needs better targeting & integration with other agri-schemes
Related Schemes for Linkage in Mains
- PM Fasal Bima Yojana (PMFBY)
- Soil Health Card Scheme
- PM Krishi Sinchai Yojana
- e-NAM
- Kisan Credit Card (KCC)
Table of Contents
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